Specialist buy-to-let (BTL) lender Quantum Mortgages has made a number of promotions to its senior management team.
Quantum Mortgages created three senior roles, chief risk officer, chief credit officer and chief commercial officer. All will report to the lender’s chief executive Jason Neale.
Stuart Munro, currently the compliance and risk director, will become the chief risk officer. His responsibilities will be widened to include developing a larger compliance team and improving the lender’s regulatory framework.
The current head of underwriting, Caroline Williams, has been promoted to the role of chief credit officer. She will be tasked with developing and implementing the lender’s credit policies, as well as managing the credit approval process.
Harsha Dahyea has been promoted from head of sales and distribution to chief commercial officer. She will be responsible for the sales and revenue function.
All three have been with the lender since it launched in May 2022.

How the housing landscape is set to shift
Sponsored by Halifax Intermediaries
Quantum Mortgages said these promotions aligned with its strategy of creating development opportunities for its existing team. In 2024, 30% of its workforce was promoted to a new role.
Neale said: “We are delighted to be in a position to offer senior promotions to these very talented and hardworking trio. Caroline, Harsha and Stuart have been with us since the beginning of our journey and have played a huge part in our success to date.
“As we continue to scale and prepare to enter new markets, it’s important we have a management structure that represents not only the governance required for now but also the size and stature of business we intend to become. There’s no doubt Caroline, Harsha and Stuart will grow and lead their respective teams on to achieve great things.”
Last month, Quantum Mortgages launched large loan and first-time landlord products.